We are your reliable partner for custom-made business solutions

As one of the leading German direct banking institutions, we draw on 60 years of financial expertise. Through our internet banking platform we have been providing a reliable client service for banks, start-ups, finance portals, insurance companies and other financial service providers for more than 15 years.

By eliminating the need for a network of expensive branches, and consistently focusing on the technical capabilities of the Internet, it has been possible to steadily refine all business processes and utilise direct customer communication. Today, we are not only able to offer our customers convenient services such as online identification or individualised application processes for desktops, smartphones or tablets, but we can also pass these advantages on to our cooperation partners as modular processes in the form of our white label banking service.

SWK Bank - Our company

Our business solutions - individually tailored for you

As a direct bank, SWK specialises in granting consumer loans and accepting deposits via the Internet. Furthermore, we also offer our sales partners solutions for sales financing, e-payment, promotional loans and secured loans as well as guaranteeing bond securities in rental agreements.

As a service provider for banks and start-ups, we support our partners in the implementation of individual banking requirements through our white label banking product. We offer individualised solutions- from the development phase to technical integration and the processing of business transactions - according to the partner's guidelines. Our partners use SWK Bank's services not only to reduce high administrative and personnel costs, but also to promptly implement the requirements resulting from ongoing digitisation and regulatory updates.

Through our subsidiary company krefa services gmbh, we guarantee custom-made call centre services of the highest level. Additionally, we offer inbound and outbound services by telephone or E-Mail for sales and customer help.

Since 2013 SWK has been certified through the IRBA rating system. For a financial institution of our size this underlies our status as a reliable direct banking partner and third party service provider.

SWK Bank's technical solutions at a glance

In order to realise many promising financial ideas, you usually need a banking license or a banking partner who is capable of performing the regulatory requirements. SWK Bank is at your disposal and offers not only a banking license (through our White Label product), but also individual IT solutions that can be used to meet your requirements and business goals:

White label modules for your website

With our white label modular system, we offer you quick access to broker our products. Based on standardised processes, we can develop an individual application form for you in your corporate design, which can be seamlessly integrated into your website. We take over the complete development, maintenance and updating of the modules for you.

API interface

Is you companies goal to have an individually developed integration into your website, or a target group optimised product and pricing structure for new financial ideas and/or transaction processes? Then use our flexible API interface, which offers you web services for all relevant front and backend processes and for seamless integration into your own systems.

Back-Office processes

In addition to the technical connectivity options, we naturally offer a full-service approach to compliment the aforementioned technical processes with the necessary back-office services. Such services as front line customer support or inventory management services through the white label product can also be included.

Good reasons to work with SWK Bank

Many years of market experience
With 60 years of business experience, SWK Bank is one of the leading direct banks in the fields of loans and fixed-term deposits. For more than 15 years we have also been a successful service provider for banks, finance portals, start-ups and insurance companies.
Innovative processes
As a pioneer in the field of digitalisation, we offer our customers innovative online solutions with tangible benefits such as online loan approval, online identification, electronic signature and partner-specific white label solutions.
Accredited systems
In addition to our IRBA-certified rating system, we offer TÜV-approved IT security and excellent customer service.
Economic stability
SWK Bank was assessed by the Gesellschaft für Bonitätsbeurteilung mbH on the 07.12.2017 and received a GBB rating of A+ - Outlook stable.

A Bank with 60 years market experience, coupled with Fintech mentality

As one of the pioneers in the German online loan business, we have many years of experience in the development and implementation of digital processes as well as the operation of individual solutions for our own and client business:

Autom. Scoring for credit checking
Document management system
Customer oriented pricing
Loan Calculator App
Online access to Bank Account statements (EKA)
Uninterrupted online loan application to payout process

Our Rating

Süd-West-Kreditbank Finanzierung GmbH
Rating: A+

Rating-Committee: 06.12.2019

GBB-Rating Gesellschaft für Bonitätsbeurteilung mbH does not make any guarantees regarding the accuracy, completeness or timeliness of the present rating. GBB-Rating shall not have any responsibility or liability for the suitability of the rating for particular purposes or losses arising from the use thereof. The current rating report is not an investment recommendation.

Our Diamondstar

SWK was proud to receive the coveted Diamond Star award, in the digital banking category of the Handelsblatt conference "Banken im Umbruch“ (Banking in Transition).

Our Bank Core System

SWK Bank has reliably used backend IT solutions, provided by G&H Bankensoftware AG for almost two decades.

Cooperation request form

Would you like to know more about our services or how we can support your business with our individual financial solutions? Contact us directly to arrange for a personal consultation now. We look forward to receiving your request. Alternatively you can call us on +49 (0)6721 9101-295.

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